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Inzira yo kubona inguzanyo yo kugura inzu mu Rwanda
  • ahorupa
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  • 04 Dec 2024

Isoko ry’imitungo mu Rwanda ryazamutse cyane mu myaka icumi ishize, bikurura abashoramari bo mu gihugu no hanze yacyo. Uko isoko ryiyongera, abantu benshi barimo gutekereza kugura inzu muri Kigali ndetse no mu bindi bice by’u Rwanda. Niba ushaka gushora imari mu mitungo mu Rwanda ariko ukaba ukeneye inkunga y’imari, kumenya uko ushobora kubona inguzanyo ni ingenzi. Niba ushaka kugura inzu muri Kigali cyangwa gushaka amahirwe yo gushora imari mu mitungo y’ubucuruzi, iki gisubizo kizagufasha kumenya inzira yo kubona inguzanyo mu Rwanda.

Gusobanukirwa n’ama hitamo y’inguzanyo mu Rwanda

Ku bashoramari bo mu mahanga, kubona inguzanyo yo kugura inzu mu Rwanda biratandukanye n’ibyo ushobora kuba waramenyereye mu gihugu cyawe. Mu Rwanda, abanyamahanga bashobora gusaba inguzanyo, ariko hari ibyo basabwa. Akenshi amabanki yo mu Rwanda atanga inguzanyo ku baguzi b’imitungo, ariko ibisabwa biratandukanye bitewe n’icyo ushaka kugura no n’ibigo by’imari.

Ikintu cy’ingenzi ukwiye kumenya ni uko amabanki yo mu Rwanda asaba abanyamahanga gutanga 20% kugeza kuri 30% by’agaciro k’inzu nk’igice cy’amafaranga yo gutangira. Ibi ni amafaranga menshi ajya imbere, ariko ni ikimenyetso cy’uko isoko ry’imitungo mu Rwanda riri kwiyongera. Niba uri umushoramari wo mu mahanga, gukorana n’umukozi w’ishoramari wizewe muri Kigali bizagufasha kubona amahitamo meza yo kubona inguzanyo.

Kugira ngo wige byinshi ku buryo bwo gusaba inguzanyo, reba uyu musaruro w’uburyo bwo kugura inzu mu Rwanda.

Abanyamahanga: Ibyo usabwa n’amategeko ku bijyanye n’inguzanyo

Abanyamahanga bifuza gushora imari mu mitungo, cyane cyane abashaka kugura inzu muri Kigali, bazahura n’intambwe zimwe na zimwe mu bijyanye n’amategeko. Ni byiza gushaka ubujyanama ku by’amategeko y’imitungo mu Rwanda kugirango wirinde amakosa asanzwe. Ni ngombwa kumenya ingaruka z’imisoro ku gutunga imitungo mu Rwanda, kimwe n’ibyo usabwa ku byerekeye viza no kuba umwenegihugu w’uyu munsi ku bafite imitungo.

Ikindi kandi, ushobora kwitabira serivisi z’imicungire y’imitungo muri Kigali ku bashoramari bo mu mahanga. Izi serivisi ntizigufasha gusa mu micungire y’umutungo, ahubwo zinagufasha mu by’amategeko no mu by’imari bigendanye no gutunga imitungo mu Rwanda.

Uruhare rw’amabanki yo mu Rwanda mu gutanga inguzanyo

Amabanki amwe yo mu Rwanda atanga serivisi zo kuguriza abanyamahanga amafaranga yo kugura imitungo, harimo amabanki akomeye nka Bank of Kigali, Ecobank, na I&M Bank Rwanda. Akenshi aya mabanki atanga inguzanyo z’igihe kirekire kiri hagati y’imyaka 10 na 20. Inyungu z’amafaranga zishobora gutandukana ariko zikunze kuba hagati ya 10% na 15% ku mwaka. Ni byiza gusaba amakuru menshi kugirango ubone igiciro cyiza, kandi gukorana n’umukozi w’ishoramari wizewe muri Kigali ku bashoramari bo mu mahanga bizagufasha kubona ibijyanye n’inguzanyo.

Kugira ngo umenye byinshi ku buryo bwo gusaba inguzanyo, reba uyu musaruro w’uburyo bwo kugura inzu muri Kigali.

Kwiga ku isoko ry’imitungo mu Rwanda

Isoko ry’imitungo mu Rwanda ritanga amahirwe atandukanye yo gushora imari. Kuva ku ma Kigali apartments for rent, kugeza ku luxury villas in Kigali for rent, Kigali itanga amahirwe atandukanye ku bashoramari bashaka gutera imbere. Nubwo hari ibigo by’ubucuruzi mu Kigali, ndetse n’imitungo y’inganda mu Kigali, hari amahirwe menshi ku bashaka kongera amasoko yabo.

Abashaka gushora imari mu butaka mu Rwanda ku bijyanye n’ubuhinzi, amahirwe yo kubona inyungu ni menshi kubera politiki nziza n’ibikorwa remezo biri gutera imbere mu gihugu. Kugira ngo umenye neza ibintu bigezweho mu isoko ry’imitungo, reba Simba Diaspora ku bijyanye no gukura amazu y’ibiciro biri hasi mu Kigali.

Inyungu zo gusura u Rwanda na MB Simba Safaris

Nubwo ureba isoko ry’imitungo mu Rwanda, fata umwanya wo kugerageza kwishimira ubwiza n’umuco w’u Rwanda binyuze muri MB Simba Safaris. Niba ushaka kubona inyamaswa zo mu Rwanda cyangwa gusura umuco wihariye, MB Simba Safaris itanga ingendo zihariye zatuma ugira ubumenyi bwimbitse ku gihugu.

Abashyitsi bashobora kwishimira pariki z’igihugu zituje, gusura Urwibutso rwa Jenoside rwa Kigali, ndetse no kugerageza amafoto y’ubutaka bwo mu Burasirazuba. Nyuma yo kwishimira, ushobora gutangira kugenzura amahoteli ya Kigali ari ku isoko cyangwa gukodesha inzu muri Kigali.

Niba utekereza gushora imari mu mitungo igihe uri gusura u Rwanda, menya byinshi ku bijyanye no gushaka amazu y’imiryango yo gutura mu Kigali. Ayo mazu azatanga inyungu nziza cyane muri Kigali, cyane cyane mu duce twaguka.

Ibyo u Rwanda yiteze ku isoko ry’imitungo

Ahazaza h’isoko ry’imitungo mu Rwanda hateganyijwe kuba heza, kubera iterambere ry’ubukungu, ibikorwa remezo biri kugenda byiyongera, ndetse n’ubusabe burushaho ku mitungo yaba iy’ubucuruzi ndetse n’iy’imitungo y’inyubako. Niba ushaka kugura inzu muri Kigali, gukodesha inzu muri Kigali, cyangwa gushora imari mu butaka mu Rwanda, hari amahirwe menshi.

Gufata inguzanyo mu Rwanda bishobora gusaba kwitonda mu gusuzuma ibisabwa, ariko hamwe n’inama n’ubufasha bw’umukozi w’ishoramari wizewe mu kugura imitungo, ushobora guhindura uburyo bwo kubona igisubizo mu buryo bwiza.

Jya usuzuma neza amahirwe yo gushora imari mu isoko ry’imitungo mu Rwanda uyu munsi, kandi usabe Simba Diaspora ubufasha ku bijyanye n’umutungo. Kandi niba uri umushyitsi, fata umwanya wo gusura u Rwanda ukoresheje MB Simba Safaris

Rwanda has become an attractive destination for real estate investors, particularly those from the diaspora. However, like in any growing market, it’s crucial to stay informed about both opportunities and potential legal concerns.
 
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